Single Family Housing Repair Loans and Grants

Eligibility: Very-low-income families who earn less than 50% of the median income, or low-income individuals who are 62 years or older.

Hard times befall many of us, Property Home Improvement wants to try and help everyone, especially those having a difficult time. We’ve found a few options that might help, depending on your situation. We can’t know if you’ll qualify, but try the links we have provided below if you need assistance.


Also known as the Section 504 Home Repair Program, the Single Family Housing Repair Loans and Grants program is dispensed by the Department of Agriculture. It provides loans and grants to repair and improve homes that are considered to be safety hazards in very-low-income communities.

Loans are available for homeowners who earn less than 50% of the median income. Grants are available for homeowners 62 years of age or older who are struggling to pay their repair loans. Homeowners who are interested in government grants for roof replacement should check out the program’s website to see if their home’s location qualifies.